Digital Lending
End-to-end infrastructure for the modern lending lifecycle — from lead to collection, fully automated and compliant.
Every stage, covered
Each of the 11 stages of the digital lending journey is powered by Scofit infrastructure.
Lead — Capture and manage inbound leads with a structured pipeline.
Onboard — Seamless customer onboarding across every digital channel.
KYC — Individual KYC with Scofit Verify for instant identity checks.
Verify — Document verification, biometric checks, and liveness detection.
Credit Check — Credit scores and reports via Scofit Credit Intelligence.
Underwrite — Automated decisions with Scofit Underwrite's rule engine.
eSign — Digital agreement execution with Scofit Execute.
eNACH — Electronic mandate registration for automated collection.
Disburse — Automated and reliable loan disbursement.
Monitor — Portfolio and account monitoring across the loan life.
Collect — Automated collections with Scofit Collect.
A modular stack that fits together
Every Scofit product plugs into the digital lending lifecycle.
Built for every lender
NBFCs — Launch digital lending with a compliant, scalable infrastructure stack.
Banks — Extend digital loan origination across retail and SME portfolios.
Fintechs — Embed lending into your platform without building the plumbing.
Marketplaces & Platforms — Offer embedded credit to your merchants and users.
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