Security
Enterprise fintech infrastructure requires enterprise-grade security. Every layer of the Scofit platform is designed with protection as a core principle.
Security Is Part of the Infrastructure
Financial data demands the highest standard of protection. Scofit is built for businesses that handle sensitive customer information at scale. Our security posture covers encryption, access control, monitoring, compliance, and responsible data stewardship across every product and API.
Designed for Regulated Industries
Banks, lenders, NBFCs, and fintechs operate under strict regulatory frameworks. Scofit security practices are aligned with RBI guidelines, DPDP Act requirements, ISO 27001 principles, and industry best practices for handling financial and identity data in India.
How We Protect Your Data
Six foundational pillars define Scofit's security architecture.
Our Approach to Security
Security is not a feature. It is a design constraint applied at every layer of the platform architecture.
Architecture-Level Protection
Scofit runs on isolated cloud infrastructure with network segmentation between services. API gateways enforce rate limiting, request validation, and threat detection before traffic reaches application logic. Database access is restricted to application-layer services only. No direct database connections are permitted from external networks.
Infrastructure is provisioned through automated pipelines. No manual server configuration. No human access to production data stores. Every infrastructure change is logged, reviewed, and auditable.
Data Minimisation
Scofit processes data only for the duration required to complete the requested operation. Verification results are returned to the caller and not retained beyond the defined retention window. Sensitive fields are masked in logs. PII is never exposed in error messages or API responses beyond what the endpoint is designed to return.
Clients control their own data. You decide what to store, how long to keep it, and when to delete it. Scofit provides the infrastructure. You own the data lifecycle.
Security Practices
Concrete measures applied across development, deployment, and operations.
Static Code Analysis — All code changes pass automated security scanning before merge. Vulnerability patterns are flagged and blocked at the CI/CD stage.
Dependency Auditing — Third-party libraries are continuously monitored for known vulnerabilities. Updates are applied automatically where backward-compatible.
Penetration Testing — Regular third-party penetration testing of API endpoints, authentication flows, and infrastructure components.
Secret Management — API keys, database credentials, and encryption keys are stored in dedicated secret management systems. No secrets in code, config files, or environment variables.
Incident Response — Documented incident response procedures. Security events are triaged within defined SLAs. Affected clients are notified promptly.
Audit Logging — Every API call is logged with request ID, timestamp, endpoint, and status. Logs are immutable and available for client audit through the dashboard.
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