Employment Verification API

Verify employment status, income, and EPFO records using UAN-based checks — built for lenders who need real-time income proof.

Capabilities

API at a Glance

Five data dimensions powered by EPFO and employer database integrations for complete employment intelligence.

UAN ValidationConfirm that a Universal Account Number is active, linked to Aadhaar, and mapped to the claimed employer.
PF DetailsRetrieve provident fund balance, employer and employee contribution history, and monthly contribution trends.
Employment HistoryFull employment timeline with employer names, tenure, and exit dates from EPFO records.
Income EstimateDerive monthly and annual income from PF contribution patterns with configurable estimation models.
Last EmployerConfirm current employment status — active, exited, or transferred — with last contribution date.
Request & Response

Verify Employment in Real Time

Pass a UAN and consent — receive structured employment and income data within seconds.

request.sh
# Verify employment via UAN
curl --request POST \
  --url https://api.scofit.app/v1/employment/verify \
  --header 'Authorization: Bearer sk_live_...' \
  --header 'Content-Type: application/json' \
  --data '{
    "uan": "100123456789",
    "consent": "yes",
    "purpose": "loan_underwriting"
  }'

# → Response
{
  "status": "success",
  "uan_active": true,
  "current_employer": "TechCorp Solutions Pvt Ltd",
  "employment_status": "ACTIVE",
  "tenure_months": 38,
  "estimated_monthly_income": "₹82,000",
  "pf_balance": "₹2,45,000",
  "last_contribution": "2025-12-01",
  "employment_history": [
    { "employer": "TechCorp Solutions", "from": "2022-08", "status": "ACTIVE" },
    { "employer": "DataServ Inc", "from": "2019-03", "to": "2022-07", "status": "EXITED" }
  ]
}
Use Cases

Where Employment Verification Fits

✓

Loan Underwriting — Replace salary slips and employment letters with real EPFO data for faster, fraud-proof verification.

✓

Personal Loan Assessment — Estimate disposable income from contribution history to set accurate credit limits.

✓

Credit Card Issuance — Verify employment stability and income for card limit assignment without manual document review.

✓

Rental & Housing — Confirm employment status and income for tenant screening and rental agreement eligibility.

✓

Background Checks — Automate employment history verification for HR due diligence and vendor onboarding.

✓

Gig Worker Assessment — Verify PF-linked employment for gig and contract workers applying for financial products.

Registered Office

Plot No. 260, Scheme No. 54, PU4, Behind Malhar Mall, Indore, Madhya Pradesh 452001