Scofit Credit Intelligence

Turn credit data into better lending decisions. Unify credit scores, reports, and bureau signals into a single intelligence layer.

Credit Data, Described

Full visibility into every borrower

Credit Intelligence aggregates bureau data and credit behavior signals to give your risk team a complete picture.

Credit ScoreBureau credit scores from major bureaus in one call
Credit ReportFull credit reports with trade line and enquiry detail
Credit UtilisationCurrent credit utilisation and available headroom analysis
Repayment BehaviourRepayment history and delinquency tracking
Enquiries & Hard InquiriesRecent credit enquiries and hard pull monitoring
Credit Risk SignalsFlags for default risk, overdue accounts, and stress
Custom RulesYour own scoring rules applied on top of credit data
Unsecured Lending

Built for personal loan decisions

Scofit Credit Intelligence is purpose-built for consumer and unsecured lending workflows.

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Personal Loan Use Case — Instant credit pulls with income and bureau signals for fast personal loan decisions.

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Confident Underwriting — Combine scores, repayment behaviour, and utilisation into a clear risk picture.

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Portfolio Monitoring — Track credit behaviour shifts across the loan lifecycle.

Onboarding
→
Credit Check
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Underwrite
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Disburse
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Monitor
end
Developer & API

Credit intelligence, ready to integrate

Access credit score and report data through a single RESTful API with full documentation.

Credit Report API → Read the Guide →
Registered Office

Plot No. 260, Scheme No. 54, PU4, Behind Malhar Mall, Indore, Madhya Pradesh 452001