Cookies Policy

Effective Date: 04 September 2025 This Cookies Policy explains how SCOFIT FINTECH SERVICES PRIVATE LIMITED (“Scofit”, “we”, “us”, or “our”) uses cookies and similar technologies when you access or use our website, applications, APIs, software platforms and related online services (collectively, the “Service”). Corporate Identification Number (CIN): U72900MP2022PTC061879 Registered Office: Plot No. 260, Scheme No. 54, PU4, Behind Malhar Mall, Indore, Madhya Pradesh – 452001, India This Cookies Policy should be read together with our Privacy Policy and Terms of Use. By continuing to use the Service, you acknowledge the use of cookies that are necessary for the operation, security and functionality of the Service. Where required by applicable law, we will seek your consent before placing or accessing non-essential cookies.

1. What Are Cookies?

Cookies are small text files that websites may place on your browser or device when you visit them. Cookies allow a website to recognise a browser or device and can help the website remember information about your visit, preferences or interactions. Cookies may be: Session Cookies These cookies remain on your device only for the duration of your browsing session and are generally deleted when you close your browser. Persistent Cookies These cookies remain on your device for a specified period or until they expire or are deleted by you. We may also use technologies similar to cookies, including pixels, web beacons, local storage and other identifiers, where appropriate. For purposes of this Policy, we refer to these technologies collectively as “cookies” unless otherwise stated.

2. Why Does Scofit Use Cookies?

We may use cookies and similar technologies for purposes including:

• Operating and securing the Service;
• Authenticating users;
• Maintaining user sessions;
• Preventing fraudulent or unauthorised activity;
• Remembering user preferences;
• Understanding how visitors use our website;
• Measuring website and product performance;
• Improving functionality and user experience;
• Analysing traffic and usage patterns;
• Supporting communications and marketing activities; and
• Other purposes described at the time the relevant technology is used.

The specific cookies used may vary depending on the website, application, product or service you access.

3. Types of Cookies We May Use

3.1 Strictly Necessary / Essential Cookies These cookies are necessary for the operation, security or functionality of the Service. They may be used to:

• Authenticate users;
• Maintain login or session state;
• Protect user accounts;
• Prevent fraudulent activity;
• Maintain security;
• Enable essential website functions; and
• Remember certain settings necessary for providing the Service.

Because these cookies may be necessary for the operation or security of the Service, disabling them may affect the availability or functionality of certain features. Where permitted by applicable law, essential cookies may be used without separate consent where they are strictly necessary to provide a service requested by you.

4. Preference and Functionality Cookies

We may use cookies to remember choices or preferences you make while using the Service. These may include preferences relating to:

• Language;
• Region;
• Website settings;
• Interface preferences;
• Session preferences; and
• Other functionality choices.

These cookies may help provide a more convenient and personalised experience.

5. Analytics and Performance Cookies

We may use analytics and performance cookies to understand how visitors use the Service. These cookies may help us understand:

• Which pages are visited;
• How users navigate the Service;
• Which features are used;
• How long users spend on particular pages;
• Traffic sources;
• Technical or performance issues; and
• Overall website performance.

We may use third-party analytics providers for these purposes. Information collected through analytics technologies may be combined with other information where permitted by applicable law and our Privacy Policy.

6. Advertising and Marketing Cookies

Where applicable, Scofit may use cookies or similar technologies to support advertising, marketing or campaign measurement. Such technologies may be used to:

• Measure the effectiveness of marketing campaigns;
• Understand interactions with advertisements;
• Limit repeated advertisements;
• Understand which campaigns result in visits or enquiries; and
• Deliver more relevant communications or advertisements.

Where required by applicable law, we will seek appropriate consent before using non-essential advertising or marketing cookies. Scofit does not sell personal information to advertisers.

7. Third-Party Cookies

Some cookies may be placed by third-party service providers whose services are used in connection with our Service. These third parties may include providers supporting:

• Analytics;
• Website performance;
• Security;
• Customer support;
• Communications;
• Advertising or campaign measurement; and
• Other technology or business functions.

Third-party cookies are controlled by the relevant third party and may be subject to that third party’s privacy policy and cookie practices. We encourage you to review the applicable policies of third-party providers where appropriate.

8. Cookies Used on Scofit Services

The specific cookies used by Scofit may change from time to time as our website, applications and technology infrastructure evolve. Depending on the Service, cookies may include:

The actual cookies deployed may vary by Service and environment.

9. How Long Do Cookies Remain?

The duration for which a cookie remains on your device depends on whether it is a session or persistent cookie and on the purpose for which it is used. Some cookies may expire when you close your browser. Others may remain for a defined period or until you delete them. Cookie duration may also vary depending on the third-party service provider that places the cookie.

10. Your Cookie Choices

You may have several options for managing cookies. Depending on the Service and applicable law, you may be able to:

• Accept or reject non-essential cookies through a cookie preference mechanism;
• Change your browser settings;
• Delete cookies already stored on your device;
• Block certain categories of cookies; or
• Disable cookies entirely.

Most modern browsers provide controls for managing cookies through their settings or privacy menus.

11. Disabling Cookies

If you choose to delete or refuse cookies, certain features of the Service may not operate correctly. For example, disabling essential cookies may affect:

• Login functionality;
• Authentication;
• Security features;
• User preferences;
• Certain interactive functionality; or
• Other essential features.

Disabling analytics or marketing cookies generally should not prevent access to core website functionality, although certain personalised or measurement-related features may be affected.

12. Browser Controls

You can generally manage cookies through your browser. Common browser controls may allow you to:

• View stored cookies;
• Delete existing cookies;
• Block cookies;
• Allow cookies from selected websites;
• Block third-party cookies; and
• Automatically delete cookies when closing the browser.

The exact procedure differs between browsers and operating systems. Please refer to the help or privacy settings provided by your browser for instructions.

13. Do Not Track Signals

Some browsers and devices provide “Do Not Track” or similar privacy settings. Because there is currently no universally accepted standard for interpreting such signals across all websites and technologies, Scofit may not respond to every such signal. Where applicable law requires a particular response to a recognised privacy signal, Scofit will comply with the applicable requirements.

14. Cookies and Personal Information

Certain cookies or similar technologies may collect information that can identify or reasonably relate to a particular user or device. Where such information constitutes personal information under applicable law, Scofit will process it in accordance with our Privacy Policy and applicable data protection requirements. For information regarding how Scofit collects, uses, shares, protects and retains personal information, please refer to our Privacy Policy.

15. Changes to This Cookies Policy

Scofit may update this Cookies Policy from time to time to reflect:

• Changes to our website or technology;
• Changes to the cookies and technologies we use;
• Changes in applicable law or regulatory requirements; or
• Changes to our business practices.

When we make changes, we will update the “Effective Date” at the beginning of this Policy. Where required, we may provide additional notice or obtain consent for material changes. We encourage you to periodically review this Cookies Policy.

16. Contact Us

If you have any questions, concerns or requests regarding this Cookies Policy or Scofit’s use of cookies, you may contact us at: SCOFIT FINTECH SERVICES PRIVATE LIMITED CIN: U72900MP2022PTC061879 Registered Office: Plot No. 260, Scheme No. 54, PU4, Behind Malhar Mall, Indore, Madhya Pradesh – 452001, India Email: info@scofit.app

17. Grievance Officer

For privacy-related complaints or grievances, you may contact our designated Grievance Officer: Grievance Officer: Neha Bhavsar Email: grievance@scofit.app Address: SCOFIT FINTECH SERVICES PRIVATE LIMITED Plot No. 260, Scheme No. 54, PU4, Behind Malhar Mall, Indore, Madhya Pradesh – 452001, India

Last Updated: 04 September 2025