Scofit Intelligence
Financial and credit data intelligence. Turn raw banking data, employment records, and transaction streams into decision-ready signals.
Data in. Decisions out.
Scofit Intelligence ingests fragmented financial data and normalizes it into structured, usable intelligence for credit and risk teams.
Better data, better decisions
Income Verification — Validate income from bank statements and employment records in real time.
Cash-flow Underwriting — Assess repayment capacity from enriched transaction and cash-flow signals.
Consent-based Data — Access verified data through regulated frameworks with full user consent.
Lending Monitoring — Continuously monitor financial health for portfolio risk management.
Data normalized, once
Financial data arrives in many forms — bank statements of differing formats, employment records, UPI transaction logs, GST returns. Each source has its own schema, quirks, and quality issues.
Scofit Intelligence normalizes these disparate streams into a single, consistent data model. Every transaction is categorized, every account mapped, and every signal standardized across sources.
This normalization is the foundation of reliable lending. It ensures that a credit decision based on one customer's bank statement uses the same logic and data quality as the next.
By standardizing the data layer once, Scofit lets your risk models and underwriting workflows focus on what matters — the decision — rather than the plumbing of data ingestion.
One integration for financial data
RESTful APIs, comprehensive documentation, and a sandbox to start building immediately.
Power your full decision stack
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